Nurrachmi, I., Refanisa Zaeni, M., Ibadurrahman, Z., Nazwa Khoerunisa, F. and Aulia Resa, A. (2025) “Human Resources Development for Competitive Innovation in Sharia Banks: A Case Study of BSI KCP Kopo ”, El-kahfi | Journal of Islamic Economics, 6(01), pp. 98-107. doi: 10.58958/elkahfi.v6i01.454.